Home / Posts tagged 'credit cards and you'

Revolving Debt vs. Installment Debt

Written by: Timothy McFarlin  |  Publish date: October 13th, 2010

The two most common types of debt consumers find themselves in are revolving debt and installment debt, but what are the differences between revolving debt and installment debt, and is one better than the other? As a California bankruptcy attorney, I get asked this question from time to time. Revolving Debt The most common revolving debt is Credit Card Debt. Credit card debt can be the most difficult debt to pay off and get out of for a number of reasons. In that regard, credit card debt is bad debt and really offers no benefit to the consumer. It is [...]

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7 Ways To Avoid Holiday Debt

Written by: Timothy McFarlin  |  Publish date: November 23rd, 2009

People appreciate simple and meaningful over expensive and useless

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What Makes Up Your FICO Score?

Written by: Timothy McFarlin  |  Publish date: September 14th, 2009

These percentages are based on the importance of the five categories of the general population. For particular groups of people, the relative importance of these categories may be different (for example, someone who has not been using credit for that long).

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