Loan Modification Tips for Homeowners

If your financial situation has changed since buying your home and you are no longer able to make payments, you may want to consider a loan modification. A successful loan modification will result in changes to your interest rate and the duration of your loan, making the payments more affordable. Not all loan modifications, however, read more »

Banks Pay Homeowners to Encourage Sales

Short Sale OC

It is in the best interest of banks to help homeowners avoid foreclosure. According to a CNN Money news report, some banks are now offering homeowners as much as $35,000 to sell before the home ends up in foreclosure. These deals incentivize homeowners to conduct short sales before they fall so far behind on payments read more »

What You Need to Know about Predatory Lending

The housing crisis revealed what many homeowners already suspected – that large banks and sub prime lenders were engaged in predatory lending practices. Homebuyers were regularly exploited until they were buried in debt. Since that crisis, there has been increased scrutiny on the practices of lenders, but predatory lending does still happen. Anyone who is read more »

Estate Planning Q & A

If you have not created a will or trust, you are not alone. Many Orange County residents have not participated in any meaningful estate planning. This can prove problematic if you become incapacitated because of a serious injury or illness. Without estate planning, your assets could end up under court guardianship and your family could read more »

What You Need to Know About Your Bankruptcy

Once you’ve decided that bankruptcy is the best option for you and your family, you will have to determine what type of bankruptcy fits your needs. There are significant differences between Chapter 7 and Chapter 13 bankruptcies and not everyone qualifies for both. There are also different advantages and disadvantages to filing as an individual read more »

3 Free Summer Events in Orange County

Resort stays, amusement park visits, out-of-state road trips – the costs of these and other common summer activities can really ramp up. It’s not uncommon for vacationers to drop hundreds, even thousands of dollars on gas, lodging, admission, etc. Not all of us have the luxury of spending that much dough on a trip. In read more »


Ask Our Lawyer’s a Question







Use of this form for communication with our office does not establish an attorney-client relationship, confidential information should not be sent through this form.