New Rewards for HAMP Borrowers
The Home Affordable Modification Program (HAMP) was created to provide assistance to homeowners who are struggling to make mortgage payments. It provides meaningful savings for homeowners who have experienced reductions in income and unaffordable increases in expenses. Now, administration officials announce that borrowers who use HAMP will receive additional benefits if they continue to make read more »
What Is an Objection to Bankruptcy Discharge Action?
The point of filing for bankruptcy is to have your debts discharged. Bankruptcy is an effective way to get a clean slate and start over. There are times, however, when creditors do not want to issue a discharge of debt and request the bankruptcy court to deny the request. This is called an “Objection to read more »
What Is the Homeowner’s Bill of Rights?
Under the leadership of State Attorney General Kamala Harris, there has been a push to protect homeowners and avert the mortgage crisis. In 2011, the Mortgage Fraud Strike Force was created to investigate and prosecute misconduct and illegal activity. In 2012, the top five banks in the country made a commitment to provide up to read more »
What Is Breach of Fiduciary Duty?
A fiduciary duty is the legal requirement of an individual to act in the best interest of another. All parties that owe this duty are called fiduciaries and the individuals to whom the duty is owed are called principals. Lawyers have a fiduciary duty to their clients and so do guardians to their wards. In read more »
Veterans and Bankruptcy
There are a number of benefits that are available to veterans that civilians do not have access to. The VA, for example, is the nation’s largest integrated health care system and it is reserved for our veterans. Veterans are also entitled to certain protections and privileges when it comes to their finances. Under the Service read more »
Equity of Orange County Homes on the Rise
There is good news for Orange County homeowners. According to CoreLogic’s latest equity report, only 3.6 percent of Orange County homes with a mortgage were valued less than was owed during the second quarter this year. This new report clearly shows how much progress has been made in the last few years. In 2009, there read more »
Use of this form for communication with our office does not establish an attorney-client relationship, confidential information should not be sent through this form.